Corona crisis and financial market
It was not until the Corona pandemic that central banks around the world - in order to stimulate their national economies - massively lowered key interest rates and undertook bond purchases on a gigantic scale. All countries have run up massive debts and interest rate hikes will get them into massive trouble. 0% interest rates or even negative interest rates will be with you for a long time. At the same time, rising inflation will further devalue your financial assets.
The shareholders participate in the unappropriated profit by up to 40% p.a. through their shareholder loan. In addition, there is a fixed interest rate of 6% for the shareholder loan.